Homeowners and residential landlords in England can apply for a grant of up to £5,000 (or £10,000 if they are owner occupiers on a low income) towards the cost of installing energy efficient and low-carbon heating improvements to homes.

The rest of the cost has to be funded by savings or by borrowing. The borrowing will typically take the form of a further advance added to the existing mortgage or some form of second charge lending.


This means mortgage lenders are potentially an important component in the scheme.


The scheme includes potential improvements which can save up to £600 a year on heating bills but it is important all the correct steps are taken to secure the grant.


The government will provide a voucher that covers up to two-thirds of the cost of qualifying improvements. The maximum value of the voucher is normally £5,000 but if a member of the household is on a low income and receives one of the qualifying benefits a voucher up to £10,000 and 100% of the cost may be available.


Landlords cannot apply for the low-income part of the scheme. The scheme only applies to England.


What the voucher covers


Vouchers must be used to install at least one primary home insulation or low carbon measure. Over and above this with a matching amount the voucher can then be used to fund secondary measures.


The primary insulation measures are solid wall or cavity wall insulation, floor insulation, loft insulation and insulation to flat roofs, rooms in roofs and park homes. The primary low carbon heating systems are biomass boilers, air source heat pumps, ground source heat pumps and solar thermal.


Having established that at least one primary measure is included the potential secondary measures may include draught proofing, double/triple glazing where replacing single glazing, secondary glazing, energy-efficient replacement doors, heating system controls and hot water tank thermostats and insulation.


Help required?

If you would like to know more please make contact and one of our advisers will be happy to assist.

Consumers looking to save money by switching energy tariffs are getting an extra unintended benefit of saving the planet while doing so, as many of the lowest energy rates are now being offered on green deals.

Research carried out found that in 2020, 40% of the time the cheapest energy deal was also a green one. In addition to this, it found that although consumers were not consciously choosing green deals, 38% had chosen these deals last year, an increase from 26% in 2019.

As more and more consumers are concerned about the impact they are having on the environment, as well as aiming to reduce their outgoings as the pandemic continues to impact their finances, the fact that green deals can also be the cheapest tariffs provides an added incentive for consumers to switch energy suppliers.

How to switch energy supplier

Switching energy supplier is normally quick and easy to do. The switching process is normally completed within 21 days and the gas and electric supply will not be disruptive and no work will need to be carried out within the home or garden for the switch to be completed. As well as this, if there are problems with switching, customers may be entitled to receive automatic compensation.

Before switching tariffs, consumers should check to make sure there is no penalty for doing so with their existing supplier. Normally, the only reason a penalty will be incurred is if the customer is in a fixed deal with their supplier, but the rules from Ofgem, which regulates the gas and electricity industry, states that energy suppliers are not allowed to charge fees if the customer is in the last 49 days of their fixed-term contract. Consumers should also be aware that when switching energy supplier, they will be issued a final bill from the supplier they are switching from, which could result in having to pay outstanding debt owed to the supplier.

Looking to sell your property this year?

House prices in the UK continue to rise year on year but now at a much slower pace, what is certain eco-friendly homes fetch a far higher price than homes that are not.

Research has revealed that the clear majority of property buyers are willing to pay more for an eco-friendly home. The findings challenge the long-held belief that consumer demand for greener living is limited.

Energy saving is now extremely high priority for most prospective buyers as saving money on heating is seen as a vital issue.

If you own a property some very easy and affordable measures could be taken to increase your homes energy efficiency and in turn increase its value considerably.

Homeowners should start taking energy saving as a particularly important part of the future if they want to achieve a good sale price for their homes.

How to instantly increase your properties value

Insulate the loft area

Service the central heating boiler

Insulate all exposed pipes

Draught proof all doors

These are just a few ways you can very easily improve the value of your property and you may qualify for financial help or even free installation in some cases.

Can we help?

It’s very easy to find out if you qualify for a grant or indeed free installation, just select your requirement and click the “see if I qualify” or “apply now”. Acting now could save you thousands in the future and at the same time increase the value of your home.

Everybody is complaining bills are rising faster than any wage increases and it is harder to make “ends meet” each month. This is most certainly nothing new to the average household across the UK especially with the Covid-19 situation.

If all the experts are to be believed the winter ahead is going to be harder than normal as the pound remains on the weak side. The pound remaining weak means imported fuel will cost a lot more and of course this is as always passed onto the consumer.

Is it time for you to act and save money?

One extremely easy and cost-effective way is to ensure your property is energy efficient, by reducing your carbon foot print you could save hundreds of pounds per year.

As an added bonus by taking these measures your properties value will increase significantly.

According to recent research 75% of prospective purchasers want to buy the most environmentally friendly property they can. Energy saving is a high priority when choosing a new home and buyers are prepared to pay more for long term energy efficiency.  

Ask yourself can you afford not to act?

What is on offer to help you?

Many energy saving measures are available, and some can be installed free of charge if you are in receipt of certain benefits. Most popular are:

Roof Insulation

Boiler replacement

Cavity wall insulation

Need some help?

It is so easy to find out if you qualify just select the upgrade you are looking at and then click the “see if I qualify” or “apply now”. This action really could save you and your family a great deal of money over the long term.

Winter is biting, and many of us are already starting to feel its harsh bite - and with sub-zero temperatures forecast for the coming weeks, now is the time to make sure that you and your home are ready for the icy onslaught. Protecting your water pipes against the cold may be the last thing on your mind, but a burst pipe in winter can be a real headache, so taking the time to prevent it from happening can be a wise move, particularly given the cost involved.

Water damage from pipe bursts can result in a huge amount of damage to homes and ruin people's precious belongings leading to huge heartache and misery. However, there are simple steps homeowners can take to protect their properties, which can dramatically reduce the chances of pipes freezing.

So, what exactly can you do to prevent your water pipes from freezing?

Make sure your loft area is well insulated, if not get it done as soon as possible. This action in some cases can be done free of charge so check out on this site to see if you qualify.

Keeping your water pipes warm and cosy isn't demanding work. In fact, there are a few simple steps that everyone can take to help prevent the big freeze ruining the festive period with a burst pipe:

Keep the heating on.

If you're planning on going away for a short spell, it's best not to try and save money by turning off the heating in your absence. If there is no hot water or warm air circulating around your home, your pipes will be in danger of freezing, so make sure that you have your heating on regularly and use a timer if you are going away.